I have been a Cash App user for over a decade now, and this app has all those features required for day to day life. You can cash out money, receive direct deposits, tax refunds, unemployment funds and all such payments instantly. However, sometimes there are also issues with the Cash App, but there is also a mechanism for this. This is to contact the Cash App customer service and resolve all kinds of issues. You must create a Cash App account.
https://www.abidapps.com/why-cash-app-account-closed/